Before replenishing your YuMoney (Yandex.Money) wallet, you should familiarize yourself with the current methods and conditions for filling an account. After the platform has entered the unified ecosystem of Sberbank, you can fill your YuMoney account in the following ways:
from any bank card,
from a Sberbank card,
through Internet exchangers,
through a Sberbank ATM,
cash through terminals and cash desks.
In addition to the conditions for replenishing an account, the changes also affected the use of the YuMoney service to pay for purchases on some sites, particularly on how to fill Steam with your money. To replenish your account, you either need to buy a PIN on the YuMoney website or pay for Steam using a virtual YuMoney card, which can be issued instantly.
In this article, we will talk in detail about the most popular options for replenishing the YuMoney wallet and give instructions on how to use each.
Replenishment of the balance from the card of any bank
Using a transfer from a bank card, it will be possible to replenish your YuMoney wallet and another user’s wallet. This option is suitable even if you have not registered with this payment system, so you do not need to create an account before replenishing your YuMoney account.
On the original website of the YuMoney service, using the tab provided for this, you can replenish the balance of the YuMoney account you need. It will be possible to transfer money to a wallet from your bank card after specifying its number or login. So let’s follow the information:
Open the YouMoney website;
Go to the “Translations” section;
Fill in the “To transfer” field: it can be a wallet number, email, or phone number attached to the recipient’s account, then click the “Next” button;
Enter the transfer amount;
Fill in the details of the card with which you are going to replenish the wallet;
Enter the code from SMS in the appropriate field to confirm the operation.
Pay attention to the terms of transfers.
Firstly, YuMoney charges a commission for transfers and replenishments, the amount of which is less than 3,999 rubles. In this case, you will pay 1% of the transaction amount. But there will be no commission when replenishing the YuMoney wallet in the same way for 4,000 rubles or more.
Secondly, before replenishing the desired YuMoney account, find out the status of the recipient’s wallet. The limit of funds on the charge depends on this: 15,000 rubles for anonymous wallets, 60,000 rubles for registered ones, and 500,000 rubles for identified ones. The excess will be returned to your card if you send more money than the limit allows.
Replenishment of the balance from the Sberbank card
Consider the option of how to replenish the YuMoney balance from Sberbank. If you are a client of Sberbank, you can use the Sberbank Online mobile application and fill YuMoney by transferring money to your wallet without commission.
To do this, you need:
log in to Sberbank Online using your login,
open a transfer to YuMoney in the “Quick payment” column or find YuMoney using the application search,
sеlect the card with which you are going to replenish your Yandex.Money (YuMoney) wallet,
enter the account number in YuMoney and the amount of the transfer, then click the “Continue” button,
Confirm the transfer with a code from SMS.
When replenishing YuMoney through Sberbank, consider the following features:
Since YuMoney is part of the unified ecosystem of Sberbank, money transfers/replenishment of the YuMoney wallet occur instantly and without commission.
There is a limit on transfers/replenishment of the YuMoney wallet: you cannot send more than 15,000 rubles at a time.
Sberbank Online is incredibly convenient for customers since a Sberbank card can be topped back with YuMoney instantly, without commission.
Replenishment of balance through Internet exchangers
An online exchanger is an online service for exchanging digital currencies. Rates and options for exchange pairs of coins are regulated by the exchanger depending on the trends in the cryptocurrency market, which change daily.
If you want to replenish the selected YuMoney account without focusing on whether you have cards from specific banks or the type of currency, then this option is for you.
The advantages of interacting with Internet exchangers when replenishing the YuMoney balance are:
The ability to store your capital (withdrawal account when filling YuMoney) in any currency;
The ability to fill from the funds of any banks and electronic wallets;
Possibility to find a reduced interest rate (%) of the transfer commission;
High speed of the transaction;
The minimum amount of data when filling out the application.
Now there are hundreds, if not thousands, of exchangers. They differ in conditions, terms of application processing, work speed, and commission. To find and choose the most suitable conditions and a favorable rate for yourself, you can use the aggregator of online currency exchangers, for example, BestChange.
When choosing an online exchanger to replenish your YuMoney wallet, you should pay attention to some of its parameters:
The duration of the period of successful operation of the resource;
The number of applications processed daily;
Customer reviews;
Availability of technical support.
Thus, one of the most oversized Internet exchangers, Shakhta processes over 5,000 exchange requests daily and has thousands of positive user reviews.
To replenish your YuMoney wallet through an exchanger, you must register on the exchanger’s website and verify your bank card. Then sеlect the desired currency and fill out the form (application) for the exchange.
Go to site
Choose the currency you need and enter the transfer amount;
Click “Exchange”;
Next, enter your card details and YuMoney wallet number;
Enter your email and complete the captcha;
Click the “Exchange” button;
Read the service agreement and check the appropriate box;
Click “Create Application”;
Pay for the application.
Replenishment of YuMoney balance through Sberbank ATM
Online transfers are not familiar to all categories of citizens. This section will tell you how to replenish your YuMoney wallet using an ATM from Sberbank. This will require your physical bank card and any ATM or Sberbank terminal. The sequence of actions is as follows:
insеrt your physical bank card into the ATM slot and enter the PIN code;
sеlect the “Payments and transfers” section;
In the list that appears, sеlect the item “Electronic money”;
sеlect YuMoney in the list of services;
Enter the number of the wallet to which you are going to transfer money;
Specify the amount;
Click on the “Pay” button.
Since YuMoney is part of the unified ecosystem of Sberbank, there is no commission for performing a financial transaction and is 0%. In this case, the number of one-time transfers should not exceed the limit of 15,000 rubles.
Top up YuMoney balance in cash: through terminals and cash desks
If for some reason, it is inconvenient for you to send money online, you can replenish YuMoney in cash through terminals and cash desks. This option is available to owners of a named or identified wallet (not anonymous).
The main ways to deposit money to your wallet or replenish your YuMoney card in cash:
In terminals: to replenish YuMoney through the airport, find the YuMoney section in it, enter the number of the wallet you want to fill, or the number of the phone associated with it, deposit cash, and do not forget to collect the check (it may be needed in case of problems with the transfer).
Depending on the terminal, the commission will be from 0 to 10%.
In offices and communication stores: tell the cashier the wallet number, give the money, and take the check. The commission will be from 0 to 7%, depending on the office. Pleasant moment: in Svyaznoy, MegaFon, and MTS, you can replenish YuMoney without commission.
Through transfer systems: in Russia, it is Contact, Unistream, “City.” At transfer points, you will need a passport and money.
Commission – 1.5% for Russia, 2% for other countries (but not less than 60 rubles).
At the bank branch for details. The commission’s size and enrollment terms can be clarified at the branch of your bank.
If you made a transfer, but the money has not been received on your YuMoney account, you can contact YuMoney technical support directly.
Summary
The transition of YuMoney to the unified ecosystem of Sberbank led to changes in the operation of the service. So, the usual methods of replenishment and payment on the Internet have changed – for example, you can now replenish Steam through YuMoney in 2021 only using a YuMoney virtual card or through a special section on the service website.
There are several options on how to replenish the YuMoney card.
From a card of any bank of the Russian Federation through the YuMoney website. For transfers less than 3,999 rubles, a commission of 1% of the commission will be deducted from you; transfers from 4,000 rubles are not subject to commission.
From a Sberbank client card. Sberbank cardholders can transfer money to your money wallet without commission. The maximum amount of a one-time replenishment is 15,000 rubles.
